Transparent • Secure • Subject to approval

Fast, Secure, Affordable.

Get up to K30,000 for eligible tuition and academic charges, disbursed directly to your institution within up to 48 hours after partner MFI approval.

Apply Now Calculate Your Repayment Sign in
Important: Loans are not guaranteed and are subject to eligibility, CRB checks, and approval by partner Microfinance Institutions (MFIs).

Choose a loan provider

Select a partner to view their profile and offerings before you apply.

Pota Easy Money Solutions Ltd
Loan Service Provider

Product benefits and features

Designed for Zambian students to bridge tuition gaps with clear terms and accountable disbursement.

Direct disbursement

Funds go straight to your university/college account to pay tuition, fees, and academic charges (no cash paid to students).

Usage-controlled

Quick access

Complete applications may be reviewed within 48 hours by partner MFIs, with integrated institution support where available.

Subject to approval

Risk-controlled

Automated repayments via bank/mobile money where supported, with institution-backed processes that reduce misuse and default risk.

CRB-aware lending

Partnered with regulated MFIs

Loans are funded and priced by partner Microfinance Institutions in line with Bank of Zambia limits and applicable laws.

  • Examples of partners may include institutions such as Qualis Finance, Lupiya, and Madison Finance (subject to active agreements).
  • FutureCampus provides the platform, verification, and workflow automation — it is not the lender.

Simple workflow

From registration to repayment tracking — everything is clear and step-by-step.

  • Register → KYC (NRC + selfie) → Apply
  • MFI review → Institution disbursement
  • Repayments → Dashboard tracking

Loan calculator (estimate)

Estimate your repayment based on a sample rate. Actual terms depend on MFI assessment and CRB checks.

Selected: K1,500 (min K500, max K30,000)
Available periods vary by product and partner MFI.
For transparency only. MFIs set rates within Bank of Zambia limits.
Fees (if any) must be disclosed before you submit. This value is an estimate.
This calculator provides estimates only. Borrow responsibly — over-borrowing can cause financial strain.

Your estimate

PrincipalK0
Estimated interestK0
Estimated feesK0
Total repayableK0
Suggested installment—
PMEC affordability cap (40%)—
Ready to proceed? Create an account, complete KYC (NRC + selfie), then apply from your loan dashboard.

How it works

Clear steps, clear expectations — aligned with responsible lending and consumer protection requirements.

1) Register

Create an account (email-based sign-in supported). Your status remains pending until verification steps are completed.

2) Verify (KYC)

Submit NRC, selfie, and proof of enrollment (and income/sponsorship if required by the product).

3) Apply

Select an eligible loan product and submit. Some products may show as “Coming soon” if not yet backed by an MFI.

4) Approval

The partner MFI reviews your application (including CRB checks) and may request additional documents.

5) Disburse

Approved funds are disbursed to your institution’s designated account for eligible charges.

6) Repay & track

Repayments are collected through agreed channels (bank/mobile money/PMEC where supported). Track progress in your dashboard.

Start now Read key terms No guaranteed approvals

Eligibility and requirements

Clear criteria helps reduce rejections and supports informed consent.

Typical requirements

  • Verified enrollment at a partner institution (e.g., Central International University, where applicable).
  • Valid NRC and selfie verification.
  • Proof of income/sponsorship where required (payslips, mobile money statements, etc.).
  • No adverse CRB history (subject to MFI assessment).
  • Guarantor may be required depending on the product and risk profile.

Integrity & compliance

Providing false information can lead to rejection, blacklisting, and legal action where applicable. Always submit accurate documents.

FutureCampus is a platform facilitator. The lender and credit decision-maker is the partner MFI.

FAQs & support

Common questions about terms, disbursement, repayment, and help channels.

Are loans guaranteed?

No. Loans are subject to eligibility, CRB checks, and approval by partner MFIs. FutureCampus does not guarantee approvals.

Where does the money go?

Approved loan funds are disbursed to your institution’s designated account to cover tuition and eligible academic charges.

Are there fees?

Some products may include fees (e.g., a submission/application fee). All fees must be disclosed before you submit your application.

What happens if I default?

Default management depends on the loan terms and MFI policies. Institutional controls (such as holds or account freezes) may apply until arrears are cleared, where permitted by agreement and law.

How do I get help or lodge a complaint?

Contact support using the details below. You may also use the formal support channels on our support page for complaint handling and escalation.

Contact

Support & complaints Privacy & terms

Testimonials

Coming soon — we publish only verified feedback to avoid misleading claims.

When testimonials are added, they will be anonymised and verified (e.g., “Student at CIU”) with consent.